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Spend wisely, save nicely: 10 life-saving tips for being frugal




Ban your boyfriend 
And your ex
Ban your mother
And your friends.
Being savvy's what you need
And your mortgage is complete!



Years ago, we were taught by our grandparents and folks to make savings. If we had followed all their advice, we'd never have had to endure the pain of having no money. Let's have a look at 10 most powerful tips we've selected which can help you avoid being broke. 

1. Put your coins into a piggy bank 

We don't promise you'll carry a lot of weight as soon as you get a piggy bank. However, it's a good way to always have your coins at one place. Who knows, maybe one day you'll need another 20 cents for a coffee or another 5 bucks just to keep your head above water. Save for a rainy day, hallelujah! 

2. Imagine your purchase in details

Are you familiar with the feeling of being lost in a shopping centre? The variety of products spins your head round. You can decipher such signals by imagining your purchase in details. It will help you avoid unnecessary buyings and prevent you from realizing what you've bought is a far cry from what you've expected.

3. Conserve the energy at home

Still leaving your flat with the lights on? The lights are on but nobody's home. It's just money down the drain. Make it a habit to check on your lights, heating etc. every time you go out.

4. Avoid unnecessary costs

No, you don't need extra cheese on your pizza. And one Ukrainian sauce is also enough. Your chips will be still delicious if you eat them with no sauce at all. If you sum up the expenses on such small things, you'll realize it's a disaster for your pocket.

5. No ads, no bads!

If you think Coca Cola hits the spot when you're thirsty, you can't be more wrong. It's just another jingle. Think rationally! Don't let your weaknesses affect your choices. And stay hydrated. 

6. Don't make donations 

Donations kill the nations. If you choose to donate money, you should be dead sure your money will land in a safe organization. Still doubting? You can simply send your money to us and we'll know how to spend them. It's the best donation you could possibly make. Meow!

7. Shop with a grocery list

If you find yourself heading to a supermarket without clear plans of what you're gonna buy, go back home! Don't forget to draw up your grocery list. Make it shine! You'd better write it on your phone (paper will cost you an arm and a leg! Save the trees save money).

8. Cook at home

If you still think Puzata Khata is value for money, call off your next visit and calculate how much you've managed to save. Take up a new hobby: jot down all your expenses at public places. Your journey from rags to riches begins! Tighten your belt. Weee-haaaw! 

9. Use your credit card wisely (= don't use it)

Think you're ready to pay by monthly installments? Nonsense! Don't ever foot the bill for something you can't afford if you can barely make ends meet. Say hi to low-cost products and sales. Hi ATB, bye Silpo. Cash only!

10. Find a sugar daddy. Let him be your meal ticket because your deserve it!

No explanation needed. Tinder it!

In a nutshell: stop making instant decisions. Think wisely! 

Tell us about your tips to share? Please leave your comments below!!!! Bye bye спасиба спакойно ночи до свидания 





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